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According to one tribal leader with direct knowledge of the deal, Think Finance also made it clear to the Chippewa Cree that if the tribe didn't accept Think Finance's terms, the company would be perfectly happy to find another tribe that would. Within two weeks of receiving Think Finances letter, the Chippewa Cree, who had why get personal loan for a year to run their own lending business, agreed to the arrangement. The tribe partnered with Think Finance and renamed its lending company Plain Green.
The tribe would own 51 percent of the company, and Think Finance would own 49 percent. The new venture would offer installment loans, a term the industry prefers to use instead of payday loans.
Like traditional payday loans, installment loans are small loans with high interest rates that often trap borrowers in a morass of debt.