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What to know when applying for a personal loan

From business to sports to family, Gold Tone is a podcast that shares perspectives on a variety of topics from one of the worlds most highly recognized pawnbrokers, Seth Gold alongside Detroit native, Dan Leach. As the 2013 Pawnbroker of the Year and one of the stars of truTVs top show Hardcore Pawn, Seth knows the ins-and-outs of the business world while Dan has hosted nationally syndicated shows on Sports Byline USA and SiriusXM.

Bringing Seth and Dan together with new guests every week, listeners can always expect lively, informative, and interactive conversations to keep them on their feet. Visit sethgold. com for more information or tune in on the Play. it podcast platform.

What to know when applying for a personal loan

There is never an upfront charge for a loan. You should never pay in advance for any loan from anyone. Upfront fees are scams and frauds. We connect you to legitimate lenders looking to lend to you in your time of need.

Secure Loan Process. The security of your personal ID and data is extremely important to us. We maintain technical, physical and admin security measures to protect and greatly limit access to your information.

We strive to meet or exceed all standards established by the Online Lending Association.

What to know when applying for a personal loan

If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Cash Advance® has no control or knowledge of the loan details between you and your lender. What to know when applying for a personal loan are under no obligation to continue with the loan request if you find a particular lenders loan terms unsuitable.

CREDIT SCORE IMPACT. Cash Advance® does not make credit decisions nor does Cash Advance® conduct a credit inquiry on consumers. Some lenders on the Cash Advance® network may conduct a non- traditional credit check in order to determine your eligibility for a loan.

Lenders typically do not conduct a credit inquiry with the three major credit bureaus: Transunion, Experian, or Equifax. If you do not repay your loan on time your lender may report this delinquency to one or more credit bureaus, which could have a negative impact on your credit score.

What to know when applying for a personal loan

Please see below for a cost comparison. • Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR • Overdraft Fee: 40 charge, 782.

14 APR • Late Fee: 20 charge, 521. 43 APR • Short Term Loan: 10 charge, 260. 71 APR. Implications of Late Payment.

What to know when applying for a personal loan