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No need to visit hundreds of websites and fill out numerous paperwork. The Need for Speed. Our online service readily serves your need to connect with a lender.
The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees.
If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.
Depending on the terms of the loan, usually, a borrower can take a set amount each time (like 5,000 at a time). This is whats referred to as a draw in the HELOC. The borrower can draw any time they feel the need to use it. Changes to Texas Home Equity Loans in 2018 S. The Texas Senate Joint Resolution 60, also known as SJR60, was passed by the Texas Legislature on May 6, 2007, and approved by Texas voters on November 7, 2017. The law takes effect on January 1, 2018, establishing a lower amount for expenses that can be charged to a borrower and removing certain financing expense limitations for a home equity loan, establishing certain authorized lenders to make a home equity loan, changing certain options for the refinancing of home equity loans, changing the threshold for an advance of a home equity line of credit, and allowing home equity loans on agricultural homesteads.
The details of these changes can be found on this page.