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PFS has been collecting a debt of 235. 00 each month for almost three years. This debt is the result of co-signing a loan for my sister in 2004 when I was still working. I was laid off in 2006. I was already having health problems before this so I had to retire and go on full disability.
My sister was also laid off leaving me with the debt. Since I have been paying Sallie Mae has agreed to accept 6,000. 00 to buy my name off the account. I did this on the first week of December 2014.
Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
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