You should have no problem obtaining a personal loan with bad credit as many online providers cater to this demographic, but it will be difficult to pay back the loan as you will be paying back double or triple the principal of the loan when its all said and done. Payday loans are a widely offered personal loan for people with bad credit as all you need to show is proof of employment. The lender will then give you an advance and your next paycheck will go to payoff the loan plus a big chunk of interest.
Subsidized loan vs Unsubsidized maximum years for personal loan. A Subsidized loan is for students going to school and its claim to fame is that it does not accrue interest while the student is in school.
An Unsubsidized loan is not based on financial need and it can be used for both undergraduate and graduate students. What is sharking. An individual or organization practicing predatory lending by charging high interest rates (Known as a Loan Shark ).
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