Copyright © 2018 ACE Cash Express, Inc. All rights reserved. License and Rates. ACE Elite Plans. Fees may apply to reload your ACE Elite Prepaid Card. 1 To get cash back and avoid paying a higher ATM fee, select "debit" and enter your PIN when making a purchase at a retailer. Purchase transaction fee may apply, depending on which fee plan you selected.
This option may not be available at all retail locations where the card is accepted. 2 ATM owner fees may also apply.
Read the fine print. Pay close attention to fees and consequences of nonpayment. Will the company allow you to make arrangements if you cannot pay.
Keep your documentation. Many consumers said they started receiving calls from collections agencies years after they paid off a payday loan. Some of these calls were simple errors; others were attempts by scammers to collect a debt that is not owed. Protect yourself by having documentation that all loans were paid in full. Know where to turn. If you feel a lender has committed fraud or taken advantage of you, file a complaint with BBB, the FTC and the Missouri or Illinois Attorney General, depending on where you live.
A BBB study of the payday loan industry found that Missouri laws were among the most favorable to the industry.
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