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And according to an article published in April 2010 in the Washington Post, Texas' restriction on cash-out refinances and home equity loans played a major role in protecting the state from the worst of the housing crisis. Quoting research from the Federal Reserve Bank of Dallas, the article argues that fewer Texans cashed out their home equity in the early 2000s, and those who did were capped on the amount of equity they could cash out. The Federal Reserve Bank of Dallas' research also confirmed the risks associated with cash-out refinancing by finding a strong link between does huntington bank have cash advance percentage of subprime cash-out refinances in a state and that state's foreclosure rate.
While the federal government has cracked down on sub-prime lending, the other risks associated with cash-out refinances still remain. For more information about cash-out refinances and home equity loans, please see the additional resources linked below.
Most infections can be cleared up quickly and easily. The vagina normally contains a healthy balance of bacteria and yeast. The hormone estrogen helps bacteria called lactobacilli to grow. These bacteria kill harmful organisms in the vagina and keep you healthy. But when something happens to tip that balance, a fungus called candida can grow out of control and cause a yeast infection. What Causes Yeast infections.