Loan approval, and amounts are based on minimum income amounts, other credit criteria, and verification of the information you provide during the application process. Big Picture Loans, LLC (Big Picture Loans®) will best personal loan reasons credit checks on all applicants and may review credit information from specialized credit bureaus. Big Picture Loans reviews and approves all loans on Tribal land at its office located at E23970 Pow Wow Trail, Watersmeet, MI 49969.
If your application is verified and approved by 5:00 p. CST, you will best personal loan reasons receive an ACH deposit on the next Business Day.
Business Day means Monday through Friday excluding all federal banking holidays. Returned payments, late payments, and non-payments may result in additional fees, charges, or collection activities pursuant to the terms of your loan agreement and as allowable under Tribal and applicable federal law.
Big Picture Loans is a wholly owned subsidiary of Tribal Economic Development Holdings, LLC, a wholly owned and operated economic arm and instrumentality of the Lac Vieux Desert Band of Lake Superior Chippewa Indians (Tribe), a federally recognized Indian tribe, created for the benefit of the Tribe and operating pursuant to Tribal law. Big Picture Loans is a duly licensed Financial Services Licensee of the Lac Vieux Desert Tribal Financial Services Regulatory Authority, an independent regulatory body of the Tribe, and operates in accordance with the Lac Vieux Desert Band of Lake Superior Chippewa Indians Tribal Consumer Financial Services Regulatory Code, which can be found here: Tribal Consumer Financial Services Regulatory Code.
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Com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to best personal loan reasons any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider best personal loan reasons alternatives or should seek out professional financial advice. This website is not an offer to lend.
Well-Qualified Borrowers Being Rejected. In some cases, borrowers dont learn about cash-reserve requirements until after theyve applied for the loan. That was the case for Brad and Melinda, a pair of veteran home buyers in Carlsbad, California.
They applied for a VA loan through Bank of America. Cash reserves were not mentioned up best personal loan reasons. But it brought the mortgage process to a screeching halt just days before closing. We specifically asked them about it when we applied for the loan, Melinda explained. We knew a lot of lenders were requiring cash reserves these days, so we asked them point-blank. The loan officer told us no, there arent any cash-reserve requirements for VA loans.