Your monthly payments would be fixed at £224. 41 and you would pay total interest of £578. 76 over the 36-month term. Debt consolidation. If you have run up other debts at high rates of interest, a personal loan can be a good way to manage your borrowings and bring down the cost. Lets say you have built up a debt of £3,000 on a store card that charges interest of 29.
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