The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
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Borrower: An eligible person as specified in an executed Certification of Eligibility, prepared by the appropriate campus representative, who will be primarily responsible for the repayment of a Program loan. Bridge Loan: A temporary loan, usually less than 12 months, provided to a borrower when the net proceeds from a sale of a prior residence are not available for the purchase of a new home.
It is intended ap mahesh bank personal loan a bridge loan will be paid off with the net proceeds from the prior residence's sale. Close of Escrow: The meeting between the buyer, seller and lender (or their agents) where the property and funds legally change hands. Certification of Eligibility : Form signed by campus representative certifying that the applicant is eligible for Program participation and the amount of the loan allocation. Also known as form OLP-30. Community Property: Property acquired by husband and wife, or either, during marriage, when not acquired as the separate property of either.